In the market, there are a few brands like Maruti Suzuki, Mahindra, and Force Gurkha that offer selected model variants with a 4WD drivetrain under the Rs 20 lakh budget for buyers.
The Maruti Jimny comes in two variants – Zeta and Alpha. Both get 4WD as standard, with prices starting at Rs 12.75 lakh and going up to Rs 14.80 lakh. It is powered by a 1.5-litre K15B engine that produces 104.8PS and 134.2Nm of torque, and it can be paired with either a 5-speed manual or a 4-speed automatic gearbox.
The Mahindra Thar LX variant with the 4X4 setup is priced between Rs 15.20 lakh and Rs 17.62 lakh. It comes with two engine options — a 2.2-litre mHawk diesel and a 2.0-litre mStallion turbo petrol. Both engines are available with either a 6-speed manual or a 6-speed torque converter automatic gearbox.
Another name among the cheapest 4X4 cars in India is the Force Gurkha, available in both 3-door and 5-door versions. Both come with a standard 4X4 system. It is powered by a 2.6-litre, 4-cylinder diesel engine and is offered only with a 5-speed manual transmission.
In the Mahindra Scorpio N lineup with 4X4, only the Z4 4WD variant, paired with a 2.2-litre diesel engine and a 6-speed manual gearbox, comes under the Rs 20 lakh budget. It is priced at Rs 18.35 lakh.
The price of the Mahindra Thar Roxx starts at Rs 12.99 lakh and goes up to Rs 23.39 lakh. If you're looking for a 4WD option under a 20 lakh budget, the MX5 4WD is the only variant that fits, priced at Rs 19.39 lakh. This trim is powered by a 2.2-litre diesel engine paired with a 6-speed manual gearbox.