14 Second Hand Cars under 20 lakhs in Ludhiana

Q: Does every budget-friendly used car on CARS24 include an inspection report?

14 2nd hand cars under under 20 lakhs in Ludhiana listed by CARS24 undergo a detailed 300+ point inspection. For pre-inspected used cars listed by individual sellers, a detailed inspection report is available for purchase at ₹382 + GST.

Q: Can I negotiate prices for all budget used cars on CARS24?

Pricing on CARS24 inventory listings is fixed and non-negotiable. However, you can negotiate directly with individual sellers for their listings.

Q: Is warranty coverage provided for budget cars on CARS24?

Yes, all CARS24-listed used cars under under 20 lakhs in Ludhiana include an optional extended warranty up to 3 years alongside standard coverage. For individual seller listings, warranty availability depends on the seller and should be confirmed directly.

Q: Can I get a home test drive for budget-friendly cars on CARS24?

Home test drives are available for used cars from the CARS24 inventory, subject to a nominal, refundable fee. Test drives for individual sellers may provide test drives based on mutual agreement.

Q: Will I have to handle the RC transfer myself when purchasing a budget used car?

CARS24 fully manages RC transfer for pre owned cars listed from our inventory. For individual seller listings, RC transfer assistance is offered by CARS24 as an optional paid service.

Q: Are budget-friendly used cars in Ludhiana reliable for daily use?

Yes, many entry-level hatchbacks and sedans are well-suited for city commutes. Models from brands like are popular in the budget segment for their fuel efficiency, low maintenance, and availability of spares locally.

Q: Which fuel type is ideal for budget cars in a city like Ludhiana?

Petrol is usually preferred due to smoother performance and lower upfront cost. CNG is a good option for lower running costs if you drive regularly. Diesel may offer higher mileage but could involve more maintenance in older budget models.

Q: How old is too old when buying a second hand car on a tight budget?

Cars up to 7–8 years old are usually considered safe if they’ve been well maintained. Always check service history, insurance validity, and whether the car complies with the city’s pollution norms—especially in metro areas.

Q: Can I find budget-friendly automatic cars in Ludhiana?

Yes, several AMT (Automated Manual Transmission) options are available under 20 lakhs. They’re ideal for stop-and-go city traffic, though manual variants in the same range may offer more features at the same price.

On the hunt for a great used car in Ludhiana that fits your budget just right? Explore 14 used cars under under 20 lakhs in Ludhiana with CARS24. Browse used cars from top brands such as Mahindra(3 cars available), Ford(2 cars available), Tata(2 cars available), Toyota(2 cars available), Jeep(1 cars available) and take your pick from popular options, including Mahindra XUV700, Ford Endeavour, and Tata Safari—all under 20 lakhs in Ludhiana.

Whether it’s a SUV, Sedan variant, every used car under 20 lakhs in Ludhiana comes with reliable pricing options, dependable quality, and a buying process that’s built to be simple, affordable, and reassuring from start to finish.

Used Cars under 20 lakhs in Ludhiana

Model Name	Inventory Count	Price Range
Used Mahindra XUV700 cars	3 cars	₹15.95 lakh - ₹19.00 lakh
Used Ford Endeavour cars	2 cars	₹15.50 lakh - ₹17.22 lakh
Used Tata Safari cars	2 cars	₹17.00 lakh - ₹18.93 lakh
Used Toyota Innova Crysta cars	2 cars	₹17.50 lakh - ₹19.50 lakh
Used Jeep Compass cars	1 cars	₹15.90 lakh - ₹15.90 lakh

Financing options for budget used cars in Ludhiana

CARS24 pre-inspected cars

Loan tenure of up to 6 years

Convenient and flexible EMI plans

Up to zero down payment for eligible buyers

Instant online loan eligibility check

Individual seller listings via CARS24

Financing up to 6-year terms

Flexible EMIs

Up to zero down payment for eligible buyers

Nationwide financing coverage

Planning to part ways with your old car? Get a fair price with our Used car valuation tool before you sell.

Private Seller

2017 Ford Endeavour TITANIUM 3.2 4X4 AT

77.25k km

Diesel

Auto

PB-10

EMI ₹32,777/m*

₹17.22 lakh

Harcharan Nagar Ludhiana Punjab

Private Seller

2012 Porsche Cayenne DIESEL

92.50k km

Diesel

Auto

PB-10

EMI ₹146,617/m*

₹16.59 lakh

Sector 39 Ludhiana

Private Seller

2022 Mahindra XUV700 AX 5 D AT 7 STR

47.87k km

Diesel

Auto

PB-10

EMI ₹29,091/m*

₹16.99 lakh

Ghelewal Ludhiana Punjab

Private Seller

2023 Mahindra XUV700 AX 7 LUXURY D AWD AT 7 STR

49.72k km

Diesel

Auto

PB-91

EMI ₹32,533/m*

₹19.00 lakh

Urban Estate Dugri Ludhiana Punjab

Private Seller

2021 Toyota Innova Crysta 2.4 VX 7 STR

74.10k km

Diesel

Manual

PB-10

EMI ₹33,389/m*

₹20.00L

₹19.50 lakh

Palam Vihar Ludhiana Punjab

Private Seller

2023 Skoda SLAVIA STYLE 1.5L TSI DSG

28.16k km

Petrol

Auto

PB-10

EMI ₹29,656/m*

₹17.32 lakh

Jawaddi Taksal Ludhiana Punjab

Private Seller

2021 Toyota Innova Crysta 2.4 GX AT 7 STR

95.70k km

Diesel

Auto

PB-10

EMI ₹29,964/m*

₹17.50 lakh

Model Gram Ludhiana

Private Seller

2017 Ford Endeavour TITANIUM 3.2 4X4 AT

1.2L km

Diesel

Auto

PB-10

EMI ₹33,701/m*

₹15.50 lakh

Haibowal Kalan Ludhiana Punjab

Private Seller

2023 KIA SELTOS X LINE 1.5 DIESEL AT

22.87k km

Diesel

Auto

PB-10

EMI ₹27,396/m*

₹17.00L

₹16.00 lakh

XV38+8H Kakowal Village Ludhiana Punjab

Private Seller

2020 MG HECTOR PLUS SHARP 1.5 PETROL TURBO DCT 6-STR

55.46k km

Petrol

Auto

PB-10

EMI ₹28,286/m*

₹16.52 lakh

F-Block, G - Block 23-F F-Block

Private Seller

2021 Tata Safari XZA PLUS

55.02k km

Diesel

Auto

PB-10

EMI ₹29,108/m*

₹17.00 lakh

Maharaj Nagar Ludhiana Punjab

Private Seller

2021 Jeep Compass 80 ANNIVERSARY 2.0 DIESEL 4X4 AT

87.03k km

Diesel

Auto

PB-10

EMI ₹27,225/m*

₹16.90L

₹15.90 lakh

68 Rajguru Nagar Road Rajguru Nagar Ludhiana

Private Seller

2021 Tata Safari XZA PLUS GOLD

45.20k km

Diesel

Auto

PB-10

EMI ₹32,413/m*

₹18.93 lakh

Ghumar Mandi Ludhiana Punjab

Private Seller

2022 Mahindra XUV700 AX 5 D AT 5 STR

56.56k km

Diesel

Auto

PB-10

EMI ₹27,310/m*

₹16.35L

₹15.95 lakh

Pritm Nagar 381

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Used Cars under 20 lakhs in Ludhiana

Frequently Asked Questions

What’s the starting price for budget-friendly used cars on CARS24 in Ludhiana?

14 used cars under under 20 lakhs in Ludhiana start from ₹15.50 lakh. Use our filters to find cars matching your exact budget.

Does every budget-friendly used car on CARS24 include an inspection report?

Can I negotiate prices for all budget used cars on CARS24?

Is warranty coverage provided for budget cars on CARS24?

Can I get a home test drive for budget-friendly cars on CARS24?

Will I have to handle the RC transfer myself when purchasing a budget used car?

Are budget-friendly used cars in Ludhiana reliable for daily use?

Which fuel type is ideal for budget cars in a city like Ludhiana?

How old is too old when buying a second hand car on a tight budget?

10.

Can I find budget-friendly automatic cars in Ludhiana?

11.

What body type should I choose on a tight budget—hatchback, sedan or SUV?

12.

Is buying a discontinued model a smart move on a budget?

view all faqs

Benefits of buying used cars under under 20 lakhs in Ludhiana from CARS24

Find reliable used cars under under 20 lakhs in Ludhiana from CARS24-listed inventory

Hunting for a dependable second hand car under under 20 lakhs in Ludhiana? At CARS24, 14 second hand cars under under 20 lakhs in Ludhiana are thoroughly quality-checked across 300+ points - engine, tyres, brakes, suspension, interiors - everything that matters. These cars are ready to roll, with zero guesswork.

Expect full clarity on each car you browse: genuine photos, fixed pricing, detailed specs, and most importantly, peace of mind with Optional extended warranty up to 3 years alongside standard coverage. Add to that, full RC transfer support and easy financing options-and you’ve got yourself a no-hassle used car under under 20 lakhs in Ludhiana waiting to happen.

Buy pre-inspected used cars from trusted individual sellers in Ludhiana

If you're looking to buy a used under under 20 lakhs in Ludhiana directly from a car owner, CARS24 helps you do it securely and with confidence. All individual sellers on our platform are verified through KYC and business checks, so you’re only dealing with genuine people.

Each 2nd hand car in Ludhiana is pre-inspected before it goes live. For greater clarity, you can also opt to buy a detailed 300-point inspection report, giving you a full picture of the car’s condition before you commit.

Our Safe Payment Service adds another layer of protection by holding your money securely until both sides confirm delivery. This service is applicable when the transaction is made through CARS24 and comes with a nominal fee.

Want added peace of mind? Choose our Buyer Protection Policy (available for a nominal fee) to stay protected from any post-sale issues until the car’s RC is officially transferred to your name. It’s an extra safeguard that covers you even after the handover.

Make use of easy financing options with fast approval, flexible EMIs, and competitive interest rates-helping you buy the right used car under under 20 lakhs in Ludhiana without stretching your budget.

From shortlisting to sealing the deal, buying from an individual seller on CARS24 is made to be smooth, safe, and completely focused on your comfort.

Verified budget-friendly used cars in Ludhiana with CARS24

CARS24 combines second hand cars under under 20 lakhs in Ludhiana directly from our pre-inspected inventory, trusted individual sellers-all in one convenient platform. Each listing clearly states the price, includes high-quality images, and offers transparent ownership details, making it simple to find the perfect second hand car under under 20 lakhs in Ludhiana that matches your budget.

Locations

Second Hand Makes Cars under 20 lakhs in Ludhiana

Used Mahindra Cars under 20 lakhs in Ludhiana Used Ford Cars under 20 lakhs in Ludhiana Used Tata Cars under 20 lakhs in Ludhiana Used Toyota Cars under 20 lakhs in Ludhiana Used Jeep Cars under 20 lakhs in Ludhiana Used KIA Cars under 20 lakhs in Ludhiana Used MG Cars under 20 lakhs in Ludhiana Used Porsche Cars under 20 lakhs in Ludhiana Used Skoda Cars under 20 lakhs in Ludhiana

Used Cars by Budget in Ludhiana

Used Cars Under 2 lakhs in Ludhiana Used Cars Under 3 lakhs in Ludhiana Used Cars Under 4 lakhs in Ludhiana Used Cars Under 5 lakhs in Ludhiana Used Cars Under 7 lakhs in Ludhiana Used Cars Under 8 lakhs in Ludhiana Used Cars Under 10 lakhs in Ludhiana Used Cars Under 12 lakhs in Ludhiana Used Cars Under 15 lakhs in Ludhiana

Used Car Models in Ludhiana under 20 lakhs

Used Mahindra XUV700 Cars under 20 lakhs in Ludhiana Used Ford Endeavour Cars under 20 lakhs in Ludhiana Used Tata Safari Cars under 20 lakhs in Ludhiana Used Toyota Innova Crysta Cars under 20 lakhs in Ludhiana Used Jeep Compass Cars under 20 lakhs in Ludhiana Used KIA SELTOS Cars under 20 lakhs in Ludhiana Used MG HECTOR PLUS Cars under 20 lakhs in Ludhiana Used Porsche Cayenne Cars under 20 lakhs in Ludhiana Used Skoda SLAVIA Cars under 20 lakhs in Ludhiana

Used Transmission Type Cars By Price in Ludhiana

Used Automatic Cars under 20 lakhs in Ludhiana Used Manual Cars under 20 lakhs in Ludhiana