9 Second Hand Cars under 20 lakhs in Kochi

Q: Does every budget-friendly used car on CARS24 include an inspection report?

9 2nd hand cars under under 20 lakhs in Kochi listed by CARS24 undergo a detailed 300+ point inspection. For pre-inspected used cars listed by individual sellers, a detailed inspection report is available for purchase at ₹382 + GST.

Q: Can I negotiate prices for all budget used cars on CARS24?

Pricing on CARS24 inventory listings is fixed and non-negotiable. However, you can negotiate directly with individual sellers for their listings.

Q: Is warranty coverage provided for budget cars on CARS24?

Yes, all CARS24-listed used cars under under 20 lakhs in Kochi include an optional extended warranty up to 3 years alongside standard coverage. For individual seller listings, warranty availability depends on the seller and should be confirmed directly.

Q: Can I get a home test drive for budget-friendly cars on CARS24?

Home test drives are available for used cars from the CARS24 inventory, subject to a nominal, refundable fee. Test drives for individual sellers may provide test drives based on mutual agreement.

Q: Will I have to handle the RC transfer myself when purchasing a budget used car?

CARS24 fully manages RC transfer for pre owned cars listed from our inventory. For individual seller listings, RC transfer assistance is offered by CARS24 as an optional paid service.

Q: Are budget-friendly used cars in Kochi reliable for daily use?

Yes, many entry-level hatchbacks and sedans are well-suited for city commutes. Models from brands like are popular in the budget segment for their fuel efficiency, low maintenance, and availability of spares locally.

Q: Which fuel type is ideal for budget cars in a city like Kochi?

Petrol is usually preferred due to smoother performance and lower upfront cost. CNG is a good option for lower running costs if you drive regularly. Diesel may offer higher mileage but could involve more maintenance in older budget models.

Q: How old is too old when buying a second hand car on a tight budget?

Cars up to 7–8 years old are usually considered safe if they’ve been well maintained. Always check service history, insurance validity, and whether the car complies with the city’s pollution norms—especially in metro areas.

Q: Can I find budget-friendly automatic cars in Kochi?

Yes, several AMT (Automated Manual Transmission) options are available under 20 lakhs. They’re ideal for stop-and-go city traffic, though manual variants in the same range may offer more features at the same price.

On the hunt for a great used car in Kochi that fits your budget just right? Explore 9 used cars under under 20 lakhs in Kochi with CARS24. Browse used cars from top brands such as Mercedes Benz(2 cars available), Hyundai(1 cars available), Jeep(1 cars available), Landrover(1 cars available), Mahindra(1 cars available) and take your pick from popular options, including Hyundai ALCAZAR, Jeep Compass, and Landrover DISCOVERY SPORT—all under 20 lakhs in Kochi.

Whether it’s a SUV, Sedan variant, every used car under 20 lakhs in Kochi comes with reliable pricing options, dependable quality, and a buying process that’s built to be simple, affordable, and reassuring from start to finish.

Used Cars under 20 lakhs in Kochi

Model Name	Inventory Count	Price Range
Used Mercedes Benz C Class cars	1 cars	₹19.45 lakh - ₹19.45 lakh
Used Mercedes Benz E Class cars	1 cars	₹16.44 lakh - ₹16.44 lakh
Used Hyundai ALCAZAR cars	1 cars	₹17.08 lakh - ₹17.08 lakh
Used Jeep Compass cars	1 cars	₹15.00 lakh - ₹15.00 lakh
Used Landrover DISCOVERY SPORT cars	1 cars	₹17.75 lakh - ₹17.75 lakh
Used Mahindra Thar cars	1 cars	₹15.36 lakh - ₹15.36 lakh

Financing options for budget used cars in Kochi

CARS24 pre-inspected cars

Loan tenure of up to 6 years

Convenient and flexible EMI plans

Up to zero down payment for eligible buyers

Instant online loan eligibility check

Individual seller listings via CARS24

Financing up to 6-year terms

Flexible EMIs

Up to zero down payment for eligible buyers

Nationwide financing coverage

Planning to part ways with your old car? Get a fair price with our Used car valuation tool before you sell.

Private Seller

2019 Jeep Compass TRAILHAWK (O) 2.0 4X4

68.00k km

Diesel

Auto

KL-43

EMI ₹25,684/m*

₹17.00L

₹15.00 lakh

Thrippunithura Ernakulam Kerala

Private Seller

2021 Tata Harrier XZA 2.0L

37.99k km

Diesel

Auto

KL-07

EMI ₹28,937/m*

₹16.90 lakh

Kacheripady Kochi

Private Seller

2014 Mercedes Benz E Class E 250 CDI AVANTGARDE

87.75k km

Diesel

Auto

KL-08

EMI ₹53,822/m*

₹16.44 lakh

NEAR ALAPPAT NAGAR KUNNUMPURAM KAKKANAD NEAR ALAPPAT NAGAR KUNNUMPURAM KAKKANAD Kochi

Private Seller

2021 Mahindra Thar LX D AT 4WD HT

47.69k km

Diesel

Auto

KL-07

EMI ₹26,300/m*

₹15.36 lakh

Kochi Ernakulam Kerala

Private Seller

2024 Volkswagen VIRTUS GT Plus 1.5 TSI EVO DSG (Electric Seats)

21.11k km

Petrol

Auto

KL-07

EMI ₹31,677/m*

₹19.46L

₹18.50 lakh

Elamkulam Ernakulam

Private Seller

2017 Landrover DISCOVERY SPORT HSE

89.17k km

Diesel

Auto

MH-43

EMI ₹33,785/m*

₹18.00L

₹17.75 lakh

Villa 1 National Empress Garden Apartments and Villas Vennalla High School Road Vennalla Ernakulam

Private Seller

2022 Hyundai ALCAZAR 2.0 SIGNATURE (O) AT 7STR

47.76k km

Petrol

Auto

KL-08

EMI ₹29,245/m*

₹17.08 lakh

Kalamassery Kochi Kerala

Private Seller

2022 MG HECTOR PLUS SELECT 2.0 DIESEL TURBO MT 7-STR

34.92k km

Diesel

Manual

KL-07

EMI ₹31,677/m*

₹19.30L

₹18.50 lakh

Navodaya North Millumpady Kakkanad

Private Seller

2016 Mercedes Benz C Class C 220 CDI AVANTGARDE

59.57k km

Diesel

Auto

PB-10

EMI ₹42,289/m*

₹19.45 lakh

Kusumagiri Kakkanad Kerala

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Used Cars under 20 lakhs in Kochi

Frequently Asked Questions

What’s the starting price for budget-friendly used cars on CARS24 in Kochi?

9 used cars under under 20 lakhs in Kochi start from ₹15.00 lakh. Use our filters to find cars matching your exact budget.

Does every budget-friendly used car on CARS24 include an inspection report?

Can I negotiate prices for all budget used cars on CARS24?

Is warranty coverage provided for budget cars on CARS24?

Can I get a home test drive for budget-friendly cars on CARS24?

Will I have to handle the RC transfer myself when purchasing a budget used car?

Are budget-friendly used cars in Kochi reliable for daily use?

Which fuel type is ideal for budget cars in a city like Kochi?

How old is too old when buying a second hand car on a tight budget?

10.

Can I find budget-friendly automatic cars in Kochi?

11.

What body type should I choose on a tight budget—hatchback, sedan or SUV?

12.

Is buying a discontinued model a smart move on a budget?

view all faqs

Benefits of buying used cars under under 20 lakhs in Kochi from CARS24

Find reliable used cars under under 20 lakhs in Kochi from CARS24-listed inventory

Hunting for a dependable second hand car under under 20 lakhs in Kochi? At CARS24, 9 second hand cars under under 20 lakhs in Kochi are thoroughly quality-checked across 300+ points - engine, tyres, brakes, suspension, interiors - everything that matters. These cars are ready to roll, with zero guesswork.

Expect full clarity on each car you browse: genuine photos, fixed pricing, detailed specs, and most importantly, peace of mind with Optional extended warranty up to 3 years alongside standard coverage. Add to that, full RC transfer support and easy financing options-and you’ve got yourself a no-hassle used car under under 20 lakhs in Kochi waiting to happen.

Buy pre-inspected used cars from trusted individual sellers in Kochi

If you're looking to buy a used under under 20 lakhs in Kochi directly from a car owner, CARS24 helps you do it securely and with confidence. All individual sellers on our platform are verified through KYC and business checks, so you’re only dealing with genuine people.

Each 2nd hand car in Kochi is pre-inspected before it goes live. For greater clarity, you can also opt to buy a detailed 300-point inspection report, giving you a full picture of the car’s condition before you commit.

Our Safe Payment Service adds another layer of protection by holding your money securely until both sides confirm delivery. This service is applicable when the transaction is made through CARS24 and comes with a nominal fee.

Want added peace of mind? Choose our Buyer Protection Policy (available for a nominal fee) to stay protected from any post-sale issues until the car’s RC is officially transferred to your name. It’s an extra safeguard that covers you even after the handover.

Make use of easy financing options with fast approval, flexible EMIs, and competitive interest rates-helping you buy the right used car under under 20 lakhs in Kochi without stretching your budget.

From shortlisting to sealing the deal, buying from an individual seller on CARS24 is made to be smooth, safe, and completely focused on your comfort.

Verified budget-friendly used cars in Kochi with CARS24

CARS24 combines second hand cars under under 20 lakhs in Kochi directly from our pre-inspected inventory, trusted individual sellers-all in one convenient platform. Each listing clearly states the price, includes high-quality images, and offers transparent ownership details, making it simple to find the perfect second hand car under under 20 lakhs in Kochi that matches your budget.

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