used KIA SELTOS cars under 12 lakhs in Kochi

Browse top-rated used cars with CARS24 and zero in on exactly what you're looking for. Whether you're filtering by fuel type, transmission, or budget—take your pick from our own thoroughly inspected inventory, check out great deals from verified dealers, or browse budget-friendly options from individual sellers. Whether it's a reliable hatchback, a roomy sedan, or a feature-loaded SUV—you'll get upfront pricing, no hidden surprises, and a car-buying experience that's smooth from start to finish.

Pick from our pre‑inspected CARS24 inventory

Interested in a used car that's been thoroughly inspected and ready to drive? CARS24’s own inventory offers just that. Every vehicle is thoroughly inspected across 140+ checkpoints—from engine performance and suspension strength to interior condition and exterior finish—so you know you're choosing something reliable from the start.

Every listing comes with clear specs, consistent high‑quality images, and fixed pricing. No hidden fees, no guesswork. Plus, you get peace of mind with standard warranty coverage, a 7‑day return option, and full RC transfer support. Financing? That's sorted too—with flexible EMIs and competitive rates to make ownership easier.

Explore dependable options from verified dealers

Prefer browsing through dealer listings? You'll find a wide selection of well‑maintained second‑hand cars from verified dealers. Each dealer goes through a complete KYC and business verification process, so you know you're buying from a trusted source.

Each listing gives you the full picture with verified specs you can trust & high‑quality images that show every angle clearly. Dealers typically assist with RC transfers and paperwork, and financing options are available with customizable plans to fit your budget. It's a simple, secure way to get your next daily driver or family car—without the hassle.

Browse listings from individual sellers with confidence

Browse confidently with verified individual sellers on CARS24. All sellers are validated through KYC and address checks to ensure safety and trust. You can also opt for a 140+‑point inspection report for deeper insight into the vehicle's condition before you decide.

CARS24’s Safe Payment Service ensures a worry‑free purchase when buying from individual sellers. Your payment remains secure until the car is delivered and both you and the seller confirm the transaction. To use this service, simply make the payment through the CARS24 platform. For a nominal fee, you get a safer and more seamless handover. And if you're looking for financing, LOANS24 is available nationwide, with flexible EMIs and fast approval to make your used car purchase simple and affordable.

Find the pre‑owned car that fits with easy‑to‑use filters

Narrow down your search in just a few clicks. Whether you're browsing through our pre‑inspected inventory, dealer listings or individual sellers, CARS24 lets you filter by body type, price range, fuel type, transmission, brand, and model—so you can quickly zero in on the second‑hand car that matches your needs.

Benefits of buying a used car with smart filters on CARS24

CARS24 pre‑inspected cars

Feature	Key advantage
140+ point quality check	Every car undergoes a thorough inspection covering mechanical and visual aspects
Fixed pricing	Clear, transparent prices—no hidden costs or negotiation required
Standard 30‑day warranty	Complimentary warranty for up to 30 days or 1,500 km
Extended warranty option	Coverage up to 12 months or 15,000 km for added protection
7‑day return policy	Return the vehicle within 7 days if it doesn't meet your expectations
Full RC transfer assistance	Ownership transfer managed end‑to‑end, including RTO and challan handling

Buying from verified dealers

Feature	Key advantage
Wide selection of used cars	Browse hatchbacks, sedans, SUVs, and luxury vehicles from top brands
Verified dealer profiles	Trusted listings backed by KYC, business docs, and dealership proof
AI‑powered price indicator	Real‑time market insights mark deals as “Great,” “Good,” “Fair,” or “High”
Professional‑grade images	High‑quality, consistent photos for easy comparison
Flexible financing	Up to 6‑year loan tenures, competitive EMIs, and zero down payment options
Paperwork support	Dealers manage RC transfers and related paperwork
Detailed specs	Full engine, performance, and feature details including ADAS, sunroof, etc.

Buying from verified owners

Feature	Key advantage
Verified seller listings	Backed by KYC, address proof, and OTP verification
AI‑powered pricing insights	Classifies listings for smarter purchase decisions
Inspection report	Optional 140+ point report (₹382 + GST)
Financing via LOANS24	Competitive EMIs and low‑to‑zero down payment plans
Safe Payment Service	Escrow‑style payment holds until both parties confirm delivery
RC transfer support	Paid service to handle all RTO formalities and pending challans

Financing made simple with CARS24

Buying a second‑hand car is easier when the financing fits your needs. Whether you're purchasing from CARS24’s pre‑inspected inventory, a verified dealer, or an individual seller, CARS24 helps you explore plans that work for your budget and preferences.

Financing options for CARS24‑inspected cars

• Zero down payment (subject to eligibility)
• Loan tenures up to 6 years
• Competitive interest rates & flexible EMIs
• Instant eligibility checks & quick approvals

Financing for verified dealer listings

• Flexible EMI plans
• Repayment periods up to 6 years
• Competitive rates based on eligibility

Financing support for individual seller listings

• Nationwide coverage with LOANS24
• Up to 6‑year tenures & flexible EMIs
• Zero down payment options (eligible buyers)
• Instant eligibility checks

RC transfer support for individual seller listings

Filter and shortlist cars from individual sellers, then opt for our paid RC transfer service to handle all legal formalities—state‑compliant document submission, challan resolution, and on‑time transfer.

Whether you're exploring pre‑owned cars from verified dealers or individual sellers, CARS24’s smart filters help you narrow down options by body type, budget, fuel type, transmission, brand, and more.