RC Transfer : How to Transfer Vehicle Ownership in Bangalore

RC Transfer : How to Transfer Ownership of Vehicle in Lucknow

Any work that requires documentation and similar tasks can be tiresome. Many a time, we even avoid doing these tasks only to end up completely forgetting about them! One of these tasks is transferring vehicle ownership. Whether buying a used vehicle or selling one, it can be confusing as well as tedious to complete the documentation related to vehicle ownership.

Nevertheless, completing the procedure is still a necessary step so the ownership is legally transferred to the new owner of the vehicle.

If you are in Bangalore and want to complete the vehicle ownership transfer procedure, read on.

Why You Should Transfer Ownership of Your Vehicle in Bangalore?

If You Are a Seller

You can still be held liable for incidents involving the vehicle after you have sold it if you do not legally transfer the vehicle ownership in Bangalore. Let’s say the vehicle is booked for a hit-and-run case, its registration number will lead the investigation to you and your address, holding you accountable for the crime.

If You Are a Buyer

You are legally required to transfer the ownership of the vehicle in Bangalore to your name within 30 days of taking delivery. If you fail to do that, it will lead to legal problems. For example, you can be fined for not showing your RC during a traffic police check and your insurance claim for repairs can be refused because the vehicle is not in your name. Therefore, the transfer of vehicle ownership in Bangalore is always in the best interests of all parties involved.

List of Documents Required for Transfer of Vehicle Ownership in Bangalore

Here comes the boring but mandatory part: you require several documents for transferring vehicle ownership in Bangalore. While some types of vehicles require fewer documents, it is always better to have all the documents ready.

Address Proof: This can be your Aadhaar card, electricity bill (if the name on the bill matches the buyer’s name), rent agreement, or passport.
ID Proof: This needs to be a government-issued ID, so an Aadhaar card, voter ID, passport, or driver’s licence will do.
Photo: A passport-size photo of the buyer is required for the transfer of vehicle ownership in Bangalore. Follow the passport/visa photo guidelines (face should occupy more than 70% of the frame, ears should not be covered, no headgear, proper lighting, etc.).
Photo and ID proof requirements might not be the same everywhere. To be on the safe side, get copies of your address proof, ID proof, and photos of both the buyer and seller.
Original Registration: When a vehicle is transferred, a new registration is issued, and the old registration needs to be surrendered. This is why the original document is required. If you have lost the original document, you will need to get a duplicate first. On receipt of the ‘original duplicate,’ you can initiate the transfer of ownership. This is a non-negotiable requirement and an attested copy will not work.
Form 29 (Two Copies): This is the notice of transfer of ownership of a vehicle.
Form 30 (Two Copies): This is the application form for the transfer of ownership of a vehicle in Bangalore.
Vehicle Insurance (Copy): For the transfer of vehicle ownership in Bangalore, you need to have valid car insurance to transfer the ownership of a vehicle in Bangalore. To be on the safe side, make sure the policy does not expire for at least two months from the date of initiation of the transfer of ownership. If you cannot find the insurance copy, you can get a duplicate copy.
If you cannot remember your insurance company, register with the mParivahan app, a digital repository for all your vehicle needs. You can then enter your vehicle’s details (you’ll require your registration number, engine number, and chassis number), and you will get all the available information on your insurance provider.
PUC Certificate (Copy): Just like the insurance, your Pollution Under Control (PUC) certificate needs to be valid. It should ideally be valid for a few months from the date of submission of the transfer documents. If you do not know when your vehicle’s PUC will expire, you can check the mParivahan app for that.
Chassis Prints: This involves taking multiple tracings of your vehicle’s chassis number from the number stamped on the body. This is done by using a pencil with soft lead and a sheet of paper and rubbing the pencil along the paper placed on the number until it shows up. The RTO requires only two chassis prints to be attached to the form, but it is wise to take multiple prints because unclear tracings will be rejected.

Additional Documents You Might Require for Transfer of Vehicle Ownership in Bangalore

While the list of documents mentioned above is mandatory, you might need a few more:

Bank NOC: If the vehicle has been used as a pledge in a loan, you will need a No Objection Certificate (NOC) from the b on Certificate (NOC) from the bank that issued the loan.
RTO NOC: If the transfer is between RTOs, you will need an NOC from the RTO where the vehicle is registered. This is a destination and buyer-specific NOC and cannot be used to transfer the vehicle to anyone else or at any other RTO.

Both the NOCs above have extremely limited validity, so make sure the applications for them are initiated only after all the other documents for the vehicle ownership transfer have been gathered.

This final document is not a legal requirement for the transfer of vehicle ownership in Bangalore, but it remains one of the most important ones; nevertheless, get a delivery note. This is a document that states:

The buyer has accepted delivery from the seller of the vehicle and accepts responsibility and liability for the vehicle from then on.
The buyer accepts the responsibility to transfer ownership within 30 days.
The buyer has received all the required documents for the transfer of ownership of the vehicle in Bangalore from the seller.

Add details such as the date, time, location and odometer reading to the delivery note. This can be made on stamp paper and notarised if you’d like to make it a legal document. Take photos of the odometer and the buyer with the vehicle, either standing alongside it or in the driver’s seat. A video of the buyer getting into the vehicle and driving off will be a bonus.

Don’t forget to back up the images and videos in a place where they will be easy to find, and scan the delivery note so that you can have all these related documents in a single place. You can then use these documents as evidence that you have sold your vehicle and are not liable for it should something untoward happen.

How to Transfer Ownership of a Vehicle in Bangalore?

This process differs for various situations. Let’s start with the easiest one

Transfer of Vehicle Ownership in Bangalore in the Same RTO

If both the buyer and seller belong to the same RTO jurisdiction, you need to submit the list of documents given above to the RTO, excluding the RTO NOC. This kind of vehicle ownership transfer takes the least amount of time because there is no coordination required between different offices.

Transfer of Vehicle Ownership in Bangalore in Different RTOs

The procedure is the same as above, but it requires the NOC from the RTO that the vehicle is registered with. This is to show that the vehicle is not involved in any legal dispute. The transfer of ownership will not be possible without this NOC.

Once the NOC has expired, changing the destination or buyer details for this NOC is a complex process. You will have to submit the expired NOC along with the IDs and photos of the concerned parties to the RTO to cancel the NOC. Only after it is cancelled will the RTO issue a fresh NOC with the details of the new buyer.

This procedure to transfer from a different RTO applies to any vehicle transfer from an RTO in Karnataka to one of the Bangalore RTOs. If the vehicle registration starts with ‘KA’, this is the procedure to follow. The vehicle number will not change, but the details will change. Its documentation will reside with the destination RTO even though the vehicle will have the original RTO number in its registration.

For example, if you are transferring a vehicle from KA51 RTO to KA02 RTO, the vehicle registration number will remain KA51, although all its paperwork will now reside with the KA02 RTO. If a NOC is required for a transfer after the first one, the KA02 RTO is now responsible for issuing it.

Transfer of Vehicle Ownership in Bangalore From a Different State

This is the most complex transfer of the lot, and it requires the most documentation, time, and money to complete. The procedure is the same as the above, with the NOC being issued from the origin RTO. You can apply for an NOC for inter-state vehicle transfer on the Pariwahan Seva website as well.

The difference in an inter-state vehicle ownership transfer is that the road tax we pay is a state-level tax, not a central government one; so, with a vehicle transfer to a new state, you will have to register the car as a new vehicle in Bangalore. There are two new forms you’ll need to familiarise yourself with in this situation:

Form 27, which requests a new vehicle registration, and
Form 33, which requests a modification in the address on the registration.

In addition, you will need to submit the buyer’s PAN card since that is part of the documentation for new vehicle registration.

Cost of the Transfer of Vehicle Ownership in Bangalore

The RC transfer cost is often equivalent to the road tax of a new vehicle, and the RTO minds the depreciation of that vehicle, thus only taxing on the current value of the particular vehicle rather than its MSRP.

After you pay the RC transfer cost, you will be issued a new Bangalore registration number, and you can even apply for reimbursement from the old RTO to further reduce this cost. We recommend not applying for the reimbursement, as it may take months for the old RTO to process your request.

How to Transfer the RC of a Car Online

The Parivahan Sewa website does not offer a way to transfer the RC of a car online. However, it does offer a list of all documents required to initiate the transfer of vehicle ownership in Bangalore.

List of Bangalore RTOs

A list of the RTOs in Bangalore is given below to help you know the jurisdiction you need to deal with:

KA01: Koramangala RTO (Bangalore Central)
KA02: Rajajinagar RTO (Bangalore West)
KA03: Indiranagar RTO (Bangalore East)
KA04: Yeshwantpur RTO (Bangalore North)
KA05: Jayanagar RTO (Bangalore South)
KA50: Yelahanka RTO
KA51: Electronic City RTO
KA53: Krishnarajapuram RTO (K R Puram RTO)

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Conclusion

As a buyer, you should negotiate a guarantee that ensures the vehicle can be transferred by withholding a token amount from the agreed price till the NOC is issued. It makes the process easier as vehicle ownership transfer in Bangalore is not possible without the NOC.

Being a seller, you should withhold the spare keys of your vehicle in this guarantee, and you can even mention this in the delivery note to ensure there is no confusion in the agreement.

Frequently Asked Questions

1. How much time does a vehicle ownership transfer procedure take in Bangalore RTO?

The time it takes for a vehicle ownership transfer procedure to be completed in the Bangalore Regional Transport Office (RTO) can vary depending on several factors, such as the current workload of the RTO and the accuracy of the documents submitted. However, on average, the process can take anywhere from a few days to a few weeks.

2. How do I pay road tax for Bangalore RTO?

In Bangalore, the Regional Transport Office (RTO) offers several options for paying road tax:
1. Online Payment: Credit card, debit card, or internet banking.
2. Through Banks: Cash, cheque, or demand draft.
3. Post Office: Cash, cheque, or demand draft.
4. RTO Office: Cash, cheque, or demand draft.
Note: The RTO may charge a fee for certain payment methods or late payments.

3. Should the seller be physically present at the RTO during the vehicle ownership transfer?

The presence of the seller at the Regional Transport Office (RTO) is not always required during the vehicle ownership transfer process, but it may be needed in certain situations.