RC Transfer: How to Transfer Ownership of Vehicle in Mumbai

Updated on: 12th January, 2024 IST

RC Transfer: How to Transfer Ownership of Vehicle in Mumbai

Mumbai, the city of dreams, is the financial and entertainment capital of India. Home to over 2 crore people, Mumbai is known for its iconic landmarks, Bollywood fandom, immaculate street food, and of course, its love for cars. The people of Mumbai take great pride in their cars as these are not just cars, but millions of individual dreams come true! From navigating the chaotic streets to cruising along Marine Drive, Mumbaikars love to hit the road and they do it often.

However, buying or selling a car in Mumbai is not as simple as handing over the keys. It involves transferring ownership of the vehicle, which can be a complicated and confusing process. This is where RC Transfer comes in.

RC Transfer, or the transfer of vehicle ownership, is a critical step in buying or selling a used car in Mumbai. It involves changing the registration certificate of the vehicle from the seller's name to the buyer's name. The process can seem exhausting, but it is necessary to ensure a smooth and hassle-free transfer of ownership.

In this blog, we will guide you through the entire process of RC Transfer in Mumbai, from the transfer of ownership of the vehicle to the RC Transfer online, from the transfer of ownership charges to the status of the RC book. Get yourself comfortable and hydrated and join us on this informative joyride. By the end of this post, you will have a clear understanding of the RC Transfer process and you'll be able to navigate it with ease.

Table of Contents

How many RTOs are there in Mumbai?
What documents do I need for an RC transfer in Mumbai?
How to Check the Status of RC Transfer in Mumbai?
CARS24 RTO Services
The Bottom Line
FAQs:

How many RTOs are there in Mumbai?

There are 8 RTOs spread across Mumbai, namely:

What documents do I need for an RC transfer in Mumbai?

These are the following documents you require for an RC transfer in Mumbai:

Copy of valid car insurance certificate
Original registration certificate of the car
Any two self-attested copies of address proof: voter ID, passport, utility bills, ration card, etc.
Copy of valid Pollution Under Control (PUC) certificate
Completed Forms 29/30/31

What are the steps for RC transfer in Mumbai?

Before we look at the steps for an RC transfer, let’s view the guidelines for the same in different situations:

Transfer of ownership in case of a normal sale

When a person sells their vehicle, they must report the ownership transfer to the RTO using Form 29
If the vehicle is being registered in the same State, the new owner (transferee) should apply for transfer of car ownership within 14 days of the transfer using Form 30 and a set of forms mentioned below under Form I.
If the vehicle is being registered in a different State, the new owner needs to apply for transfer of ownership within 45 days of the transfer using Form 30 along with a set of forms given below under Form I and Form II.
Pay appropriate fees and tax as per rule 81 of the Central Motor Vehicle Rules 1989. (₹530)

Transfer of ownership on the death of the owner of the vehicle

Apply using Form 31 within three months to the registering authority for the transfer of ownership of the vehicle in your name
Pay appropriate fee and tax as specified in rule 81 of the Central Motor Vehicle Rules 1989

Transfer of ownership of vehicle purchased in a public auction

The person who has acquired or purchased a motor vehicle at a public auction conducted by or on behalf of the Central Government or a State Government shall apply in Form 32 within thirty days of taking possession of the vehicle to the registering authority
Pay appropriate fee and tax as specified in rule 81 of the Central Motor Vehicle Rules 1989

Step-By-Step Process To Complete An Online Rc Transfer In Mumbai

To complete an online RC transfer in Mumbai, you will first need to initiate the process by filling out the application form and submitting the required documents. Once your application is verified and approved, you can then pay the necessary fees and complete the transfer process through the online portal provided by the Regional Transport Office (RTO).

Step 1: Scan the following documents to upload them during the registration process

It’s important to keep these documents scanned and handy before you begin the registration process:

ID & Address Proof of Buyer and Seller
Before the initiation of the online RC transfer of the car’s ownership, keep scanned copies or images of the following documents.
Duly filled and signed Form 29
Duly filled and signed Form 30
Registration certificate of the vehicle
Valid car Insurance
Registration certificate of the vehicle

Step 2: Procure a NOC (No Objection Certificate) from the traffic department

If the car you’ve purchased is registered outside your RTO, you need to get the car unregistered from its existing/original RTO. Here’s how you can do this:

Step 3: Fill out the form for RC Transfer and pay the required fees.

Enter your vehicle details, new owner details, scanned copies of IDs, and address proof. And upload Form 29, form 30, and Vehicle Insurance. Then pay the RC transfer fees online which is around ₹530.
If the car has an active loan hypothecation, then you need to confirm whether you possess the RTO form 35 and Bank NOC. If you don’t, both Hypothecation Termination and Transfer of Ownership need to be assessed.
Once you have filled out the form, book an appointment to submit the hard copies of the required documents at the RTO for further verification.
Make the online payment of ₹530 (Transfer of Ownership: ₹300, Smart Card Fee: ₹ 200, Postal Fee: ₹50)
After you’ve paid the fee, your payment receipt will be generated alongside Forms 29 and 30.

Step 4: Visit the RTO on the date of your appointment

You will require hard copies of the following documents at the RTO:

Original registration certificate (Smart Card)
Valid Car Insurance
Pollution under control (PUC) certificate
2 Passport Size Photographs of the Buyer (not required in all RTOs, however still advisable to be taken)
Buyer ID proof & Address proof
Buyer PAN is Required if the transaction value is more than ₹50,000
Seller ID & address proof
Blank Envelope with Name and Address of Buyer along with seller ID proof
Printed copies of online fees payment receipts and forms 29, and 30 duly signed by both buyers and seller

Step 5: RTO Verification for the new RC

If all the given documents such as the duly filled RTO Form, signatures, IDs and address proofs match and are compliant with the RTO’s norms, a registration certificate (Smart Card) will be dissipated by the RTO in favour of the buyer within a week (7 business days).

Note: In case of a discrepancy, the RTO officer will send a letter to the seller to be present at the RTO alongside the buyer for physical verification (party peshi).

Process of RC transfer offline in Mumbai

Step 1: Procure a NOC (No Objection Certificate) from the traffic department

If the car you’ve purchased is registered outside your RTO, you need to get the car unregistered from its existing/original RTO. Here’s how you can do this:

Step 2: Visit the RTO with all required documents

Once you have obtained the NOC, you can begin the car ownership transfer process by submitting the following documents to your local RTO.

Original vehicle registration certificate
Duly filled Form 29
Duly filled Form 30
Copy of valid insurance
Attested copy of address proof of buyer
Copy of valid pollution under control certificate (PUC)
Copy of G.I.R
Pan card

Bank NOC
2 copies of Form 35 (In case the car was under loan / hypothecated)

Step 3: Document submission

Once you’ve submitted the required documents, you need to pay the RC transfer fee of ₹530. This process takes 30 working days to conclude if all your documents comply with the RTO’s norms.

Step 4: Re-registration of your car

Once you receive the NOC from the original RTO, you need to apply for the re-registration of your car at your new RTO. Here are the documents you will need:

Original registration of the vehicle (of another state)
Form 20
NOC from previous RTO
Form 27
Form 33
Attested copy of address proof
Attested copy of the valid driving licence of the car owner
Attested copy of PUC Certificate
PAN Card, Form 60, or Form 61
Your passport-size photos
NOC from the lender bank if the vehicle is under a loan

Step 5: Pay the Road Tax

If the pre-loved car you’ve bought is originally registered outside Mumbai, then you will have to pay road tax to get the car re-registered. This amount is calculated based on the price of the car mentioned on the original invoice.

Once you pay the road tax, you can claim a refund of the road tax paid by the car’s previous owner. This amount is refunded based on the original price of the car and its age. To get this amount reimbursed, please submit the following documents at the RTO:

Application for road tax refund
Updated and signed Form 16 (Form16: your salary certificate from the employer)
Copy of the new registration certificate
Copy of the old registration certificate
Insurance policy with new registration number
Proof of ID
Address proof

How to Check the Status of RC Transfer in Mumbai?

You can check the status of your RC transfer using two methods:

Check Status Using Application Number

After logging in, click on Online Services, and select vehicle-related services.
Choose your state and RTO, then click on “Continue”.
Select the status tab and click on “Know your application status”.
Enter your application number and click on “Submit”.

Select the status tab and click on “Know your application status”

Enter your application number and click on “Submit

Check Status Using Vehicle Number

After logging in, click on Online Services, and select vehicle-related services.
Head to the “Know Your Vehicle Details” page.
Enter the security Captcha and click on “Search Vehicle” to view the complete details of your vehicle and its status.

After logging in, click on Online Services, and select vehicle-related services.

Head to the “Know Your Vehicle Details” page

Enter the security Captcha and click on “Search Vehicle” to view the complete details of your vehicle and its status.

What is the fee for RC Transfer in Mumbai?

RC transfer in Mumbai costs ₹530 that includes Transfer of Ownership for ₹300, a Smart Card Fee for ₹200 and a Postal Fee of ₹50.

What are some important points to remember to complete an RC transfer?

While this guide has covered all the necessary steps for a seamless RC transfer of your pre-loved car, here are some things to note during the process:

Make sure to submit accurate information
Don’t miss your RTO appointment
Keep scanned copies of original documents handy
Check your status online to remain informed of the progress

CARS24 RTO Services

Picture this: You’ve been asked for a party peshi along with all your documents and the many forms that are required to complete your RC transfer. When you get there you’re welcomed by multiple windows/cubicles and a long queue, with no one to assist you. Yes, RC transfers are challenging and can make anyone anxious!

That’s where we come in! Reach out to us for end-to-end RC transfer services with professional guidance for approximately ₹3,000. Where other third-party agents charge up to ₹7,000 for paperwork, we’ll manage your documentation, keep a tab on your appointment dates, and even provide you with at-home assistance unless a Party Peshi is needed.

The Bottom Line

Transferring vehicle ownership in Mumbai is a simple process that can be done online or at the RTO. The RC transfer fee varies based on the vehicle's age and type, and necessary documents like the RC book, insurance, pollution certificate, and ID proof are needed for the transfer.

We believe that buying or selling a car must always be stress-free. So, we recommend that you complete the RC transfer of your vehicle well in time using this guide to ensure a hassle-free transfer.

FAQs:

Q. How long will it take in Mumbai to transfer the RC book?

The time taken to transfer the RC book in Mumbai can vary depending on various factors such as the completeness of documents, the workload of the RTO, etc. However, it usually takes around 15-30 days.

Q. What is the cost of RC transfer in Mumbai?

The cost of RC transfer in Mumbai is fixed by the government, and it is based on the vehicle's type and age. The fee structure can be found on the RTO website or by visiting the RTO office. Usually, it takes about ₹500 to transfer the RC in Mumbai.

Q. Can RC transfer be done online in Mumbai?

Yes, RC transfer can be done online in Mumbai through the Parivahan Sewa portal. The online process is convenient and time-saving.

Q. Is Aadhaar mandatory for RC transfer in Mumbai?

Yes, Aadhaar is mandatory for RC transfer in Mumbai. It is required to validate the identity of the vehicle's owner and to avoid fraud.

Q. Do I need to visit the RTO for NOC in Mumbai?

Yes, if you are transferring a vehicle to another state from Mumbai, you need to obtain a No Objection Certificate (NOC) from the Mumbai RTO. However, if the transfer is within Mumbai, NOC is not required.

Q. What documents are required for a car transfer in Mumbai?

The necessary documents required for a car transfer in Mumbai include the RC book, insurance papers, address proof, pollution under control (PUC) certificate, sale affidavit, and a copy of the PAN card. Additionally, if there is any hypothecation or loan on the car, the NOC from the financing bank or institution is also required.

The RC transfer process is nowhere as tough as you might have though it to be. However, it surely involves many steps, which might become an issue for those who have a busy schedule. To save the day, we, at Cars24, not only offer you a great platform to sell your pre-owned car online at the best possible price but even get all the documentation, such as the RC transfer, done free of cost. You can also visit our used car valuation tool to get to know the correct resale value of any car in India.

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