RC transfer: How to transfer ownership of vehicle in Mumbai

Mumbai is considered the financial capital of India with a population of more than 2 crore. Mumbai is home to iconic landmarks, Bollywood, Marine drive, street food, and is also known for its love for cars. In Mumbai, you can discover an array of cars, from basic commuters to exotic beauties, with owners who take immense pride in their prized possessions.

Similar to all other cities, buying or selling a car in Mumbai is more complex than handing over the keys. Registering a car in another person’s name involves the official transfer of ownership of the vehicle. For most people, it can be complicated and confusing, even though most of the process is now conducted online.

RC Transfer, or the transfer of vehicle ownership, is a critical step in buying or selling a used car in Mumbai. Through this process, the registration certificate of the vehicle is transferred from the seller to the buyer. The RC transfer process might seem daunting but it is essential to avoid any legal complications and penalties.

We explain the complete process of RC transfer in Mumbai through this comprehensive guide. It involves a step-by-step online application process, checking and uploading required forms and documents, checking application status online, and more.

Documents required for an RC transfer in Mumbai

The RC transfer of vehicles in Mumbai requires a set of forms and documents for validating the vehicle ownership transfer under different circumstances:

Transfer of ownership in case of a normal sale to a third party

When the vehicle ownership transfer is needed in the same state (Maharashtra) or same RTO jurisdiction, the following forms and documents are required:

• Form 29 duly filled and signed
• Form 30 duly filled and signed
• Certificate of Registration or R.C. Book
• Certificate of Insurance
• Certificate of pollution under control
• PAN card (seller and purchaser) or Form 60 or Form 61
• Chassis & Engine Pencil Print
• Proof of Date of Birth of purchaser
• Proof of Address (Aadhaar Card)
• Purchaser's undertaking
• Passport size photograph
• Tax clearance certificate

When the vehicle ownership is needed to be transferred to another state or in different RTO jurisdiction, then following additional documents are required.

• No Objection Certificate (Form 28) duly filled and signed

OR

• An order of the registering authority refusing to grant the NOC (Form 28)

OR

• If NOC or the order is not received, the transferor must declare that he/she has not received any such communication from the RTO, along with a receipt obtained from the RTO or a postal acknowledgement received from the RTO where the application for NOC has been sent by post.

Transfer of ownership within the family on the death of the vehicle’s owner

In case of the vehicle owner’s death, the following documents are required for smooth RC transfer:

• Form 31 duly filled and signed
• Certificate of Registration (RC) or RC Book
• Certificate of Insurance
• Death certificate of the original owner
• Certificate of pollution under control
• PAN card (seller and purchaser) or Form 60 or Form 61
• Chassis & Engine Pencil Print
• Proof of Date of Birth of successor
• Proof of Address (Aadhaar Card)
• Signature Identification of Seller
• Declaration by the applicant and all other Legal Heirs of the deceased
• Verification of vehicle on Form 20
• Passport size photograph
• Proof of succession

Transfer of ownership of vehicle purchased in a public auction

If the vehicle is purchased in a public auction, additional documents are needed:

• Form 32 duly filled and signed
• Certificate of Registration (RC) or RC Book
• Certificate of Insurance
• Certificate or order confirming the sale of the vehicle duly signed by the person authorised to conduct the auction
• A certified copy of the order of the Central Government or State Government authorising the auction of the vehicle
• Certificate of pollution under control
• PAN card (seller and purchaser) or Form 60 or Form 61
• Chassis & Engine Pencil Print
• Proof of Date of Birth of purchaser
• Proof of Address (Aadhaar Card)
• Purchaser's undertaking
• Passport size photograph

Step-by-step process for RC transfer In Mumbai

There are two modes of vehicle ownership transfer in Mumbai: Offline and Online. Let’s walk through each mode thoroughly.

Online mode of RC transfer in Mumbai

Step 1: Depending on the nature of the transfer, i.e., third party, succession or public auction, you must have all the necessary forms and documents filled, signed and ready. 

Step 2: Log on to Parivahan Website, select Online Services and click Vehicle Related Services from the drop-down.

Step 3: Now select the state as Maharashtra. Enter the Vehicle Number or Select RTO to Proceed.

Step 4: Click on Transfer of Ownership by Seller. Now, enter the vehicle number and chassis number to verify details through an OTP sent to the registered mobile number.

Step 5: Click on ‘Transfer of Ownership’ and fill in all the required details of the buyer. As you click on ‘Save,’ an application number will be generated. Note down the application number.

Step 6: Now, click on ‘Transfer of Ownership by Buyer’ and fill in the application number. Verify the details and fill the required details in the form.

Step 7: Pay the Online RC Transfer Fees and save the payment receipt.

Step 8: On the same page, click on upload documents in ‘Step 2’ to upload all the required forms and documents. Click on ‘Proceed Further.’

Step 7: Once all the forms and documents are uploaded, you will be redirected back to the ‘Payment Receipt’ page where you have to confirm the final submission of the application that is mentioned in the ‘Step 3.’

Additional steps required for re-registration of vehicle

In case the vehicle is being transferred to Mumbai from another state or another RTO jurisdiction, the vehicle will have to be re-registered at the new Mumbai RTO. Re-registering a vehicle to Mumbai involves paying the road tax for the vehicle, which is calculated on the original invoice value. Additionally, you can claim the road tax paid by the previous owner after the RC transfer process is complete. Here are the steps to claim the road tax:

• Request Letter including the bank details and address
• Signed Form 16 (Salary certificate from your employer or ITR of the Business)
• Copy of new pollution under control certificate
• Form 20 duly filled and signed
• Form 27 duly filled and signed
• Copy of Form 28 (NOC)
• Vehicle Insurance with new registration number
• Road tax receipt paid in the previous state
• Document to support migration from one state to another (transfer or appointment letter)
• Copy of new registration certificate
• Copy of old registration certificate

Offline mode of RC transfer in Mumbai

Vehicle ownership transfer through the offline mode is straightforward. Prepare all the required forms and documents based on the vehicle transfer case. Visit the concerned RTO to apply for the vehicle RC transfer in Mumbai. Submit all the documents and pay the transfer of ownership fees. The RC transfer will be completed within 30 days.

Handling of existing loans and liabilities

It is crucial to take care of car loans and other liabilities on the vehicle before proceeding with the RC transfer application. The vehicle loan can be transferred to the new buyer only if they have a good credit/CIBIL score, making them eligible for a loan. Once ownership has been transferred, the financial institution must be informed to start the loan transfer process to the new owner.

If, in case, you decide to pre-pay the vehicle loan before selling the vehicle to a third party, You must fill Form 35 (Notice of termination of agreement of Hire-Purchase/Lease/Hypothecation) and submit it to the RTO through an online or offline method.

It is mandatory to clear all outstanding challans before selling a vehicle. Checking and paying eChallans online is a simple process:

• Visit eChallan Portal
• Select the method for searching the eChallans - challan number, vehicle number or driving licence number.
• Click on the 'Get Detail' to receive all the details of challans issued.
• Proceed to pay them at your convenience

RTOs in Mumbai with details

There are 8 Regional Transport Offices (RTOs) spread across Mumbai, namely:

Functions and responsibilities of RTO Mumbai

Regional Transport Officers run as per the rules of the Motor Vehicle Act. RTOs cater to various vehicle and driving licence-related services in their jurisdiction. Some important functions of Mumbai RTO are:

• Vehicle Registration
• Issuing and Renewing a Driving Licence
• Vehicle Fitness Test
• Road Tax Collection
• Transport Regulations
• Issuing Permits
• Ascertaining Emission Norms
• Vehicle RC Transfer
• Address Change in RC or DL

How to check the RC transfer status in Mumbai

There are two ways to check the application status of the vehicle ownership transfer in Mumbai. The first is using the issued application number, and the other is through the vehicle registration number. The process is as follows:

Check status using application number

• Log in to the Parivahan account and click on ‘Online Services,’ and select ‘Vehicle Related Services’

• Choose your state and RTO, then click on ‘Continue’

• Select the status tab and click on ‘Know Your Application Status’
• Click on the ‘Application Number’ radio button
• Enter your application number and click on ‘Submit’

Check status using vehicle number

• Log in to the Parivahan account and click on ‘Online Services,’ and select ‘Vehicle Related Services’
• Choose your state and RTO, then click on ‘Continue’
• Select the status tab and click on ‘Know Your Application Status’
• Click on the ‘Vehicle Registration’ radio button
• Enter your vehicle registration number and click on ‘Submit’

RC transfer fees in Mumbai

The vehicle ownership transfer process has fees associated with it. There are different components of the fee structure for four-wheelers and two-wheelers.

Fee structure for four-wheelers:

Fee structure for two-wheelers:

Important points to remember for an RC transfer

There are some essential points that you must remember while transferring the RC of a vehicle on your own. A minor mistake could lead to a lengthier process than necessary. You must ensure:

1. The forms and documents are ready
2. All the information in the forms is accurate
3. There is no pending challan on the vehicle
4. All the documents are scanned clearly
5. The vehicle insurance is valid
6. Check the application status online to stay informed

CARS24 RTO Services

Processing a vehicle ownership transfer could be a daunting task because various forms and documents are involved. Any problem in the document submission might call for your visit to the RTO with long queues and lack of assistance.

This is where Cars24 RTO services come to your rescue. Reach out to us for end-to-end RC transfer services with professional guidance. Currently, other third-party agents might charge you up to ₹7,000 for the necessary paperwork, Cars24 will manage your documentation for a small fee of around ₹3,000.

Bottom line

The RC transfer process in Mumbai is not tough but can be tricky for first-time users as the process involves many steps and various forms and documents. Through the offline mode, it might become hectic to find time to visit the transport authority office and apply for the RC transfer.

Buying or selling a car must always be stress-free and we at CARS24 recommend you to process the RC transfer with the help of this quick guide. If not, we are here to help for a hassle-free transfer experience.

You can also visit our used car valuation tool to know the correct resale value of any car in India.

FAQs

Q: How long will it take in Mumbai to transfer the RC book?
The time taken for transfer of vehicle ownership in Mumbai takes around 15 to 30 days. However, this might vary due to various factors at  the RTO.

Q: What is the cost of RC transfer in Mumbai?
The fees for RC transfer of Four-wheelers and Two-wheelers in Mumbai are - ₹530 and ₹380, respectively.

Q: Can RC transfer be done online in Mumbai?
Yes, RC transfer can be done online in Mumbai through the Parivahan Sewa portal. The online process is convenient and time-saving.

Q: Is Aadhaar mandatory for RC transfer in Mumbai?
Yes, Aadhaar is mandatory for RC transfer in Mumbai. It is required to validate the identity of the vehicle's owner.

Q: Do I need to visit the RTO for NOC in Mumbai?
Yes, if you are transferring a vehicle registration to another state from Mumbai or from another state to Mumbai, a No Objection Certificate (NOC) is required from the RTO. However, if the transfer is within Mumbai, NOC is not required.

Q: What documents are required for a car transfer in Mumbai?
There are several forms and documents required for vehicle ownership transfer in Mumbai:

• Form 29 duly filled and signed
• Form 30 duly filled and signed
• Form 28 in case of RTO change
• Form 31 in case of death of original owner
• Form 32 in case of vehicle bought from public auction
• Form 35 in case Hypothecation needs to be terminated
• Certificate of Registration (RC) or RC Book
• Certificate of Insurance
• Certificate of pollution under control
• PAN card (seller and purchaser) or Form 60 or Form 61
• Chassis & Engine Pencil Print
• Proof of Date of Birth of purchaser
• Proof of Address (Aadhaar Card)
• Purchaser's undertaking
• Passport size photograph
• Tax clearance certificate