CSD (Canteen Stores Department) Car Price in 2024 India - Latest Cars Price List

What is the CSD Canteen Depot And Depot List?

The Canteen Stores Department (CSD), commonly known as Army Canteens, provides subsidised goods to Defence personnel, extending beyond household items, medicines, and liquor. These canteens also facilitate the purchase of cars.

With 35 CSD depots spread across the country, Defence personnel can conveniently buy vehicles from the nearest outlet. What's more, they enjoy the flexibility of registering their vehicles at any Regional Transport Office nationwide through these outlets.

If you are planning to buy a car through the CSD channel, this blog will help you understand the process and check the prices for some of the most sought-after cars in India.

CSD Car Eligibility in 2024

Individuals employed in the defence sector under the Government of India's payroll, including commissioned officers and ex-servicemen, have the privilege of purchasing cars through the Canteen Stores Department (CSD). Regardless of their rank, all commissioned officers and ex-servicemen from the Defence are eligible to avail of this facility. 

Furthermore, they have the option to finance the vehicle through private or nationalised banks, making the process even more accessible and convenient for those serving or retired from the Defence sector.

There are, however, certain limitations when buying a car through the CSD. Defence Personnel up to Level 9 are entitled to buy a car only during their employment tenure and once post-retirement. A gap of 8 years has to be maintained between these two purchases.

Those serving in the defence sector at or above Level 10 can buy a new vehicle every 8 years even after retirement. Moreover, those serving at or above Level 10 can only buy cars with engines smaller than 2.5L or 2,500cc. In simple words, models like the Toyota Fortuner cannot be bought from the army canteen.

CSD Car Prices List in 2024

Maruti Suzuki CSD Car Prices in 2024

As is evident from the above table, it is clear that the CSD offers Maruti Suzuki cars at discounted rates. Maruti Suzuki WagonR, the company’s best-selling model, is priced between ₹5.50-₹8.50 lakh, ex-showroom, for regular buyers. However, if bought through the army canteen, prices for the WagonR range between ₹4.71-₹6.32 lakh before registration. 

Similarly, the next best-seller - Maruti Suzuki Brezza, has a starting price of ₹7.47 lakh, which is considerably less than the regular ex-showroom price of ₹8.34 lakh.

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Hyundai CSD Car Prices in 2024

The second-largest carmaker in the country, Hyundai, also retails its line-up through the Canteen Stores Department. The South Korean automaker’s most affordable offering, the Hyundai Grand i10 Nios, is priced at ₹5.17 lakh onwards for the Era trim. The ex-showroom price for civilians for the Era variant of the Hyundai Grand i10 Nios is ₹5.92 lakh. It goes up to ₹8.56 lakh for the range-topping Asta AMT trim.

Also, it’s important to mention that the CSD car instalment plan on any car is as easy as it is when buying directly from a showroom.

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Tata CSD Car Prices in 2024

Tata Motors’ cars also follow the practice of being retailed at discounted rates through the CSD outlets. The price difference is substantial. For reference, the base-spec Tiago XE retails through the army canteen at only ₹4.36 lakh. However, its regular price is ₹5.64 lakh, ex-showroom. The indigenous brand’s flagship SUV - Tata Safari’s top-spec trim, is on sale in the Indian market at ₹25.59 lakh, ex-showroom. If bought through the CSD outlet, the SUV costs ₹25.28 lakh.

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Mahindra CSD Car Prices in 2024

Another notable Indian carmaker in the CSD car price list is Mahindra. The UV giant sells a total of 5 models through army canteens, namely Bolero, Bolero Camper Gold, Thar, XUV300, and XUV700. As for the price differences, they are notable.

Starting with the rugged Mahindra Thar, the AX diesel manual trim will set you back ₹13.89 lakh, which otherwise costs ₹15 lakh. Witnessing high demand in the market, the Mahindra XUV700 is also available through the CSD window now. The top-spec Mahindra XUV700 AX7 L diesel-automatic trim with 7 seats is priced at ₹23.73 lakh. However, civilians have to pay ₹25.79 lakh ex-showroom.

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Honda CSD Car Prices in 2024

Honda Cars India currently sells two of its models through army canteen outlets - Amaze and City. The Honda Elevate is yet to be registered in the Canteen Stores Department list.

The Amaze is available in a total of 5 variants, with the S variant being the most affordable at ₹6.80 lakh. If bought from a Honda dealership, the variant will set you back ₹7.86 lakh. The Honda City is priced from ₹11.50 lakh for the V MT trim. If purchased through a non-CSD route, it will cost ₹12.62 lakh, ex-showroom.

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Toyota CSD Car Prices in 2024

Toyota currently sells only the Glanza hatchback through the CSD channel. The Glanze is quintessentially a rebadged Maruti Suzuki Baleno. However, Toyota has tweaked the bumpers on the Glanza with small changes to help it with a distinctive appeal. Furthermore, the car comes with a 1.2L NA petrol engine that can push out a peak power output of 88 bhp and 113 Nm of max torque. Transmission choices include a 5-speed MT and a 5-speed AMT.

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Renault CSD Car Prices in 2024

Talking of Renault, the French carmaker sells a total of 3 models in the Indian market, namely Kwid, Kiger, and Triber to defence officials via the CSD route. These models are on sale with a 1.0L three-pot petrol engine as standard, but the Kiger also gets the option of a 1.0L turbocharged petrol unit. Prices for the Renault Kwid start from ₹3.80 lakh, while the Triber range begins from ₹5.21 lakh.

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Skoda CSD Car Prices in 2024

The Czech brand also retails cars through canteen outlets. However, it currently sells the Kushaq and Slavia through CSD depots. Prices from the Kushaq and Slavia start from ₹12.57 lakh and ₹11.86 lakh, respectively. Both of these models are on sale with 1.0L TSI and 1.5L TSI engines with the choice of a 6-speed MT, 6-speed AT, and 7-speed DCT.

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Jeep CSD Car Prices in 2024

Through the CSD depots, Jeep only sells the Compass SUV in three variant choices with prices starting from ₹19.21 lakh, ex-showroom. The Compass gets a 2.0L 4-cylinder diesel engine that belts out 168 bhp and 350 Nm. The compass is on sale with a 6-speed stick shift and a 9-speed torque converter automatic transmission.

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Volkswagen CSD Car Prices in 2024

Alike Skoda, Volkswagen is also selling Taigun and Virtus through the CSD depots with both 1.0L and 1.5L choices in both manual and automatic guises. The base-spec Virtus through the CSD canteen will set you back by ₹10.47 lakh. The 1.0L TSI motor is designed to be cost-effective. The 1.5L TSI motor, on the other hand, can fuel the passion of enthusiasts with its stupendous performance.

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Kia CSD Car Prices in 2024

Kia India is also participating in the business through CSD depots with three of its models - the Seltos, Sonet, and Carens. The South-Korean automaker is selling these models in a host of trims. The Sonet is on sale with three engine choices. Similarly, the Carens and the Seltos get the option of a 1.5L NA petrol, 1.5L turbo-diesel, and 1.5L turbo-petrol. Prices for the Sonet, Seltos, and Carens start from ₹7.06 lakh, ₹9.52 lakh, and ₹9.93 lakh, respectively.

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CSD Car Buying Process, Eligibility and Documentation in 2024 India

Car Purchasing Process Through the CSD Canteen

Pre-sanction Process

• Once you have decided on the car you want to purchase, visit the local car dealership to check if the desired model is available through CSD outlets since not all models and trims are retailed through this channel. Also, ask the dealership if it is registered with CSD Depot.
• Once you've decided on the car model and variant, ask the dealership to generate a proforma basis CSD price list, including a complete cost break-up with details like road tax, insurance premium, and other charges if any.
• The proforma should also carry the Unique Index number of the model variant, along with the desired colour name. Moreover, the tentative delivery date should be mentioned on it.
• The next step involves receiving an Availability Certificate from the dealership. The certificate should mention the number of days required by the dealership to deliver the car once the booking is made. Without this, the CSD won’t approve the application.
• Download the Application Form for the Purchase of a Car through the CSD Canteen.
• The filled application form with the required documents should be signed either by the Commanding Officer (if working) or sent to the Soldier Board or Zila Sainik Board (as applicable)

Documents Required to Buy a Car Through the CSD Canteen

Here are the documents required by On Job/Retired defence personnel and their family (widow/parents) when applying for the purchase of a new car through CSD:

Points to Remember While Filling and Submitting Application Form for CSD

• Do not forget to mention your PAN Card Number and Grocery Number
• In case your previous car was purchased through CSD, then do mention its date of Purchase (please specify in case no car was purchased through CSD before)
• Mention complete Address, Service Number, and Date of Enrolment (and Date of Discharge for Ex-servicemen)
• Application to be duly signed by Commanding Officer / Zila Sainik Board / Station HQ as applicable (as is Competent Authority – referred in Application Form)
• While one copy of the application form will be forwarded to the Canteen Services Directorate, a duplicate copy will have to be submitted to the Canteen Services Depot (CSD) at the time of final preparation of documents for delivery of the car.

Post-sanction Process

• Keep the original sanction letter safe once the application has been approved
• Arrange Funds (you can also apply for a car loan if required)
• The DD should be made in favour of the “Canteen Stores Department, Public Fund Account (Main)”
• The Purchase Order (including Sale Letter, Supply Order Number, and Authority Letter) is then issued after scrutinising the documents
• Applicable Road Tax and Insurance Premium Payment has to be separately made by the Applicant at the dealership

Note: The Sanction Letter is valid for 90 days from the date of issuance. Also, if the car is on waiting, the minimum booking amount decided by the manufacturer can be paid. The rest of the payment can be made to the CSD once the dealer confirms the availability of the vehicle in the stock on his letterhead.

Here are the documents required by On Job/Retired Army personnel and their family (widow/parents) after obtaining the sanction letter from the CSD:

Eligible Profiles for Buying a Car through the CSD

CSD Canteen has specified the eligibility based on car engine size, price, and experience (basis updated rules specified in June 2019). Let's take a closer look at some of the criteria:

• CSD Personnel can buy a car once on the job and once in Retirement (up to Level 9).
• Level 10 and up can buy a car once in 8 years of Gap Difference
• Limit specified basis Car Cubic Engine Capacity and Car Price – basis CSD Pay Scale. It’s important to note that Car Price eligibility is exclusive of GST
• CSD has specified that there are no exceptions for all cars bought from June 2019 onwards

Documentation

The filled Applicant Form with relevant documents (as listed below) should be signed either by the Commanding Officer (if working) or sent to the Soldier Board or Zila Sainik Board (as the case may be):

• Application Form – 1 copy
• Job ID Proof, Pay Slip
• Ex-servicemen ID Proof 
• PAN Card
• Dealer Car Proforma Price with Make, Model Variant, and Colour Details
• Copy of Aadhaar 
• Availability Certificate of Car from Dealer (if vehicle booked)
• Address Proof
• PPO (Pension Pay Order) – Original and PhotoCopy – for Retired Officer
• Relationship (with the Deceased) Proof in Original and PhotoCopy
• Copy of Driving License 
• Discharge Book (Only for PBOR showing Total Service) / Release Order in case of SSC / EC Officer with 5 years of Experience)
• Pension Copy of Deceased Family Member

CSD Car Buying Eligibility Rule 2024

Dealership Information of CSD for Further Assistance

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Guidelines To Make Online/Offline/Loan Payments On AFD Portal

• CSD accepts payments only from the beneficiary’s account. If any payment is made via other accounts, it will not be accepted and will be rejected by CSD depots. Also, cash transactions are not accepted by CSD.
• Beneficiary/defence personnel can only make payments through the gateways via their accounts. Direct bank transfers will not be accepted in any cases, except for loan payments.

Online Payments

The digital payments on the AFD CSD portals can be made via SBI e-Pay or PayGOC/Razorpay payment gateways, using the following payment modes:

• Credit/Debit CardUPI
• Net Banking
• Bank Transfer

Note - If the payment is over ₹10 lakh and is being made via the SBI e-Pay payment gateway, then it should be split into two different payments of ₹5 lakh each to overcome the ₹5 lakh limitation put by SBI on a single transaction.

Offline Payments

• If you wish to make an offline payment, then select Bank or Branch/Transfer mode and download the e-challan generated by the payment gateway, which mentions the Challan Number/Merchant Order Number/IFSC code/Virtual Account Number, along with the amount to be deposited through NEFT/RTGS.
• In case, the payment is being made through PayGov (Razorpay) gateway, the Virtual Account Number will be generated in the e-challan. The e-challan will further contain bank details of the RBL Bank (IFSC - RATN0VAAPIS, the 5th character is zero).
• The printout of the challan will have to be submitted to the bank with a request to process NEFT/RTGS as per the details on it.
• An e-challan can only facilitate one transaction, and in case the amount remitted fails to comply with the e-challan details, the payment will be rejected and a refund will be made back to the bank account.

Loan Payments

Loan payments can be directly made into the bank account of the CSD Head Office. However, the remaining balance, if any, will have to be paid through either offline or online payment methods.

AFD: CSD HO Main Account Details:

Bank Account Name: CSD Head Office Main Account AFD-I Receipts Only

Bank Account Number: 0062002100156092

Bank Name & Branch: PNB Fort Branch Mumbai

IFS Code: PUNB0006200

Benefits of Purchasing a Car Through CSD

The key benefit remains the price difference, as CSD outlets retail car models with slight discounts as opposed to their original market rates. Moreover, defence personnel get an added 50 per cent discount on the GST.

Warranty and After-Sales Service

The warranty is not affected if a car is purchased through a Canteen Service Department Depot. The standard warranty that is being offered on the car from the manufacturer is also applicable to vehicles that are bought via the canteen outlets. For example, if a carmaker is offering 2-year and 50,000 km warranty on its vehicles, the same will be applicable to cars brought from CSD Depots.

Conclusion

Buying a car holds an aspirational value, and thus, saving money on the purchase cannot be skipped. In this regard, the CSD scheme offers great benefits to defence personnel with discounted prices and lesser GST being levied without compromising on the warranty and after-sales services of the carmaker. If you are looking to buy any of the cars mentioned in this blog, make sure to check out their respective price from the aforementioned tables. 

FAQs

Q. What is the CSD discount on cars?

Buying a car through the CSD route is cheaper, as a 50 per cent rebate is offered on GST. For example, if a civilian will have to pay 28 per cent GST on a car, the same will come down to only 14 per cent, when bought via Army Canteen. 

Q. Is a BMW car available in the CSD Canteen?

No, BMW is not a participant in the CSD scheme, and thus, you cannot buy a BMW car through the CSD canteen.

Q. What is the difference between the CSD car price and the normal price?

The CSD (Canteen Stores Department) car price is typically lower than the normal market price. This discounted pricing is offered to eligible armed forces personnel through CSD outlets as a welfare measure.

Q. Can I sell my CSD car?

Yes, the car bought from CSD can be sold, but only after 5 years of ownership.

Q. Is XUV700 available in the CSD Canteen?

Yes, Mahindra XUV700 is available in the CSD canteen.

Q. Who is eligible for a CSD card?

Active and retired defence personnel are eligible for a CSD card.

Q. Which rank can buy a vehicle from CSD?

Any defence personnel can buy a car from CSD. However, there are restrictions on the cost of car basis rank.

Q. Can I get a car loan to purchase a car from the CSD canteen?

Yes, the cars bought from CSD depots can be financed from any nationalised bank.

Q. Can I sell my CSD car in the open market?

The car purchased via the CSD scheme can be sold in the open market, but only after 5 years from the date of purchase.

Q. Can I transfer my CSD car to another person?

The car’s ownership can be transferred after 5 years from the date of purchase.

Q. Can a civilian buy a car from CSD?

No, a civilian cannot buy a car from CSD. Only active and retired defence personnel can buy cars from Army Canteen.