How Seller Kavach Bridges the Trust Gap Between Car Sale and RC Transfer

In the Indian used car market, a sale is often perceived as complete when the keys are handed over and the payment is received. However, a significant legal trust gap exists between the moment of handover and the official Registration Certificate (RC) transfer at the RTO. Until the government records reflect the new owner's name, the seller remains the de jure owner, bearing all legal and financial risks.

CARS24 has bridged this gap when you want to sell your car, with Seller Kavach, India’s first comprehensive protection policy designed to shield sellers from any post-sale liabilities. It transforms a period of uncertainty into one of total security.

The Invisible Risks of the Post-Sale Period

The time it takes for an RC to be transferred can range from a few weeks to several months, depending on RTO processing times. During this interval, any incident involving the vehicle is the registered owner's responsibility. If the new driver incurs a speeding ticket, is involved in a hit-and-run, or if the car is misused for illegal activities, the legal summons will arrive at your doorstep.

Without a protective shield like Seller Kavach, a seller would have to personally navigate police inquiries, hire lawyers, and prove they no longer possessed the vehicle. This residual liability is the primary reason many car owners are hesitant to sell to private buyers or unorganised dealers.

Seller Kavach: Your Comprehensive Liability Shield

Seller Kavach is not just an insurance policy; it is a full-service legal guarantee. From the second your car is picked up by CARS24, this protection kicks in, covering:

1. Financial Protection: If e-challans or traffic fines are issued after the handover date, CARS24 assumes the financial burden. You won't have to pay for someone else’s traffic violations.
2. Legal Representation: In the rare event of a legal dispute or police inquiry, CARS24 provides free legal support. We appoint professional lawyers to represent you, ensuring you don't have to visit police stations or courts.
3. Unlimited Coverage: Unlike standard insurance, Seller Kavach often comes with no upper limit on the liabilities covered, protecting you from potentially massive court-ordered settlements.

Closing the Trust Gap with Technology

At the heart of Seller Kavach is a transparent tracking system. Trust is built on information, and CARS24 provides real-time updates through our app. Sellers can track the progress of their RC transfer at every stage, from the moment the application is filed at the RTO to the final issuance of the new RC.

This digital transparency ensures that you are never in the dark about your legal status. By automating the follow-ups and documentation, CARS24 removes the human error and delays typically associated with manual RC transfers.

Why a Delivery Note Isn't Enough

Many sellers rely solely on a Delivery Note or a Sale Agreement. While these are important pieces of evidence, they do not automatically stop the authorities from holding the registered owner liable. A Delivery Note is a defence you use after a problem arises; Seller Kavach is a proactive system that prevents the problem from reaching you in the first place.

CARS24 acts as a robust intermediary. We don't just facilitate the sale; we take ownership of the transition. By assuming the risks ourselves, we allow you to move on to your next car with the certainty that your previous chapter is officially and safely closed.

The New Standard in Secure Car Selling

In an increasingly regulated environment with digital challans and strict motor vehicle laws, selling and forgetting is no longer a safe strategy. Seller Kavach has set a new industry standard by recognising that a seller’s peace of mind is as valuable as the price they receive.