Most Affordable Luxury Cars in India in 2024 – Specs, Features, & Price

In a world where opulence often seems synonymous with a hefty price tag, we embark on an exhilarating journey to unveil a hidden treasure trove: the most affordable luxury cars in India. Picture the thrill of sliding behind the wheel, the sensation of premium upholstery under your fingertips, and the allure of cutting-edge technology seamlessly blending with your everyday drive. 

Read on as we strike an effortless balance between luxury and affordability to help you choose a car that seamlessly meets your needs and budget!

1. Jaguar XF

If you're in search of an affordable luxury car with a low maintenance cost, the Jaguar XF is worth your consideration. Picture this—you will spend close to ₹44.50 Lakh on this car over 5 years if you drive 1,000 kilometres every month and just over ₹4 Lakh on its servicing.  

Besides obvious cost benefits, this stylish sedan boasts a 2.0-litre turbocharged petrol engine, ensuring that you'll have plenty of power under the hood. The car's sleek and sporty exterior is highlighted by the Premium LED headlights with signature DRL, which will turn heads wherever you go.

Inside, the Jaguar XF offers a wealth of features designed to enhance your comfort and convenience. The 12-way electric front seats with 2-way manual headrests make for a comfortable ride, while the infotainment system puts a wealth of entertainment options at your fingertips. The 3D Surround Camera adds an extra layer of convenience, making it easier than ever to manoeuvre in tight spaces.

Safety is also a top priority with the Jaguar XF. The car comes with front and rear driving aids, which help you stay aware of your surroundings and avoid accidents. Adaptive cruise control is also included, making it easy to maintain a safe distance from other vehicles on the road.

Key Specifications

Key Features

• Lightweight aluminium body structure
• Configurable Ambient Interior Lighting
• Available adaptive suspension for optimal ride comfort
• Advanced driver assistance features, including Lane Departure Warning
• Meridian™ Sound System with up to 17 speakers
• Luxurious interior materials, including premium leather seating surfaces

What’s Good

• Dynamic handling and comfortable ride
• Competitive pricing compared to its rivals
• Spacious trunk and impressive fuel efficiency

What's Not Good

• The exterior lacks Jaguar’s distinctive flair

2. Audi A6

A luxury sedan with the ideal balance of performance, comfort, and elegance is the Audi A6. People who want a great driving experience while on a budget often choose the Audi A6 because of its stylish exterior, powerful engines, high-end features, and low maintenance cost of just ₹3.20 Lakh over 5 years.

The luxurious interior of the Audi A6 has high-end features like leather seats, wood trim, and an infotainment system with a 10.1-inch touchscreen that works with both Apple CarPlay and Android Auto. 

The Audi A6 has a lot of safety features, like premium airbags, anti-lock brakes, electronic stability control, parking sensors, and a surround camera. Depending on the variant and customization options picked, the price of the Audi A6 in India ranges from about ₹60 lakhs to ₹68 lakhs.

Key Specifications

Key Features

• Advanced DriverAssistance Systems including park assist, rear cross-traffic alert, and a 360-degree camera system
• Sleek and sophisticated exterior with a bold front grille and elegant lines  
• Light and responsive steering wheel

What’s Good

• Responsive handling and excellent body control  
• Intuitive controls
• Futuristic design

What’s not Good

• Stiff ride quality
• Limited cargo space

3. Skoda Superb

The Skoda Superb is a luxurious and spacious sedan that promises to elevate your driving experience. With its sleek design and advanced features, the Superb makes a statement wherever it goes. Priced between ₹34.19 lakhs-₹37.29 lakhs (ex-showroom Delhi), the Superb boasts impressive specifications and features.

Under the hood, the Superb is powered by a 1984cc petrol engine that delivers a maximum power of 188 bhp and a maximum torque of 320 Nm. It offers a mileage of 15.1 km/l and is equipped with an automatic transmission. The sedan has a seating capacity of five people and provides ample legroom and headroom for a comfortable ride.

The Superb is loaded with safety features such as child seat anchor points, seat belt warnings, an anti-lock braking system, electronic brake-force distribution, brake assist, an electronic stability program, a traction control system, hill hold control, limited slip differential, and keyless central locking.

Key Specifications

Key Features

• Child Seat Anchor Points
• Seat Belt Warnings
• Middle rear three-point seatbelt
• Anti-lock Braking System (ABS)
• Electronic Brake-Force Distribution (EBD)
• Brake Assist (BA)
• Electronic Stability Program (ESP)
• Traction Control System (TC/TCS)
• Hill Hold Control
• Limited Slip Differential (LSD)

What’s Good 

• Exquisite space and comfort 
• 12-speaker Canton sound system 
• 5-star NCAP rating and 8 airbags

What’s Not Good 

• Poor after-sales support 
• Lacks a full-size spare wheel

4. Volvo XC40

The Volvo XC40, a compact SUV, may be Volvo's entry-level offering, but don't let that define this car which packs a punch! The 2023 facelift has given it a sleek, sophisticated look, with a minimalist design that blends clean lines and elegant curves. Inside, the XC40 continues with the same minimalist approach, featuring top-shelf materials and a well-laid-out, plush cabin.

In terms of space, the XC40 doesn't disappoint, delivering ample room for passengers and cargo alike. And when it comes to features, this Volvo is brimming with high-end offerings, ensuring that drivers and passengers alike can enjoy the ultimate in luxury.

But that's not all—as a Volvo, the XC40 is also committed to safety, and comes loaded with a comprehensive list of safety features, including advanced driver assistance systems (ADAS), ensuring that the premium passenger experience is as safe as it is enjoyable.

Key Features: 

• Google built-in
• Air purifier
• Harman Kardon Premium Sound
• Cross traffic alert

What's Good:

• ADAS equipped
• Superior handling and control

What's Not Good:

• Propulsion system issues
• Blind spot system issues
• Recurring issues with the electrical system 

5. BMW 3 Series

The 3 Series has been the go-to car for many automobile enthusiasts for years and is one of the most affordable luxury cars in India. This car’s power to weight ratio and cost efficiency steal the show since you’ll spend less than a lakh on servicing the car over 5 years!

This sedan is surprisingly efficient when driven sedately, which also makes it good for daily commuting. The powerful petrol engine keeps the car stable and responsive while taking your driving experience to a whole new level.

Inside the 3 Series, BMW has included some of the latest features including a 10.25-inch touchscreen infotainment system with Android Auto and Apple CarPlay connectivity, a 12.3-inch digital driver’s display, wireless charging, and ambient lighting, 3-zone climate control, and a sunroof.

Key Specifications

Key Features 

• Adaptive suspension
• 10.5-inch driver’s display
• Electric memory seating 
• 3-zone climate control 
• Panoramic sunroof 

What’s Good

• Responsive handling
• Spacious cabin
• Variety in trims and engines

What’s Not Good

• Surround view and keyless entry only available in the M-Sport variant

6. Volvo XC60

The Volvo XC60 is one of the most sought-after models in Volvo's fleet, setting a new standard for contemporary luxury. The XC60's sophisticated exterior design boasts clean lines and flawless chrome accents, particularly on the signature vertical-slat grille and sleek window-glass housing. Step inside the cabin, and you'll be welcomed by a world of opulence and plushness that is unrivalled in its segment. 

From the lavish use of brushed aluminium and wood on the dashboard and centre console to the crystal gear shifter, every detail has been meticulously crafted to exude luxury. The XC60 also provides ample room for passengers, who can sit back and enjoy the lavish surroundings in premium leatherette upholstery. Furthermore, the XC60's lengthy list of cutting-edge features caters to every driver's need for convenience and entertainment, making it a truly indulgent ride.

Volvo XC60 Key Features: 

• Google built-in
• Air purifier
• Bowers & Wilkins audio system
• 360° camera
• Cross traffic alert
• Safety assistance technology

What’s Good:

• Massage function for front seats
• Radar based safety systems 

What's Not Good:

• Heating function only for rear seats

7. Audi A4

The Audi A4 is a luxury sedan that is fun to drive owing to its sleek design, impressive performance, and cutting-edge technology. The A4 has a classy and refined appearance with  a bold single-frame grille, a sculpted hood, and a body that is aerodynamically efficient and has distinct character lines. 

This car is an excellent option when it comes to easy-to-maintain luxury cars with a TCO of about ₹37.10 Lakhs for 5 years when driven for 1,000 kilometres every month. This value includes the depreciation costs as well as the insurance costs. The A4 has a service cost of about ₹1.10 Lakhs for 5 years. 

A 1.4-liter TFSI petrol engine and a 2.0-liter TDI diesel engine are the two engine choices for the Audi A4 that are offered in India. Compared to the diesel engine, which generates 190 horsepower and 400 Nm of peak torque, the petrol engine has a maximum power output of 150 horsepower and a maximum peak torque of 250 Nm.

Key Specifications

Key Features 

• The car features a 12.3-inch digital instrument cluster that displays important information such as speed, navigation, and other vehicle data.
• The A4 comes standard with Audi's Quattro all-wheel-drive system, which enhances traction and handling in various weather conditions.

What’s Good

• Incredible all-wheel drive system
• Powerful engine
• Comfortable and spacious cabin

What’s Not Good:

• Can only comfortably seat four people

8. Mini Cooper Convertible S

As one moves up in the price bracket, the Mini Cooper Convertible S beckons one to indulge in sheer driving pleasure with the top down. This peppy performer's quirky interiors and exuberant personality will put a smile on your face. Although the front passenger space is abundant, the rear legroom is somewhat limited, allowing only one lucky passenger to relish the open-air experience with you. However, Mini has been prodigal with features, and the Mini Cooper Convertible S proffers an incredible value for its asking price, making it a worthy consideration.

Under the hood, the 2-litre turbo petrol engine proves to be a spirited companion, while the 7-speed DCT automatic transmission ensures seamless gearshifts, keeping the ride smooth and unblemished. In terms of safety, the Mini Cooper Convertible S comes with four airbags to ensure maximum protection for its passengers, making it a well-rounded package.

Key Features: 

• Fully electrically powered convertible top with sunroof function
• Harman Kardon sound system with 12 speakers and 360-watt output
• Leather sport seats with heating function
• Union Jack-style LED tail lights
• Dual-zone automatic climate control

What's Good:

• Quirky and unique design
• Fun to drive with agile handling

What's Not Good:

• Limited cargo space
• Rear seats are cramped and uncomfortable for adults

9. Volvo S90

In a world where SUVs reign supreme, the Volvo S90 stands tall as an elegant sedan that exudes poise and sophistication. Its charming aesthetics are a feast for the eyes, with the sleek, sloping roofline, vertically-slated grille, and intricately-designed fish-eye-shaped glass housing all adding to the grandeur. 

Stepping inside the S90, one is greeted with an opulent cabin that flaunts luxury and comfort in equal measure. The interiors are tastefully designed, with high-gloss chrome and piano-black accents that redefine class.

The S90's vast dimensions, spanning a length of 2,941 mm and a width of 1,879 mm, ensure ample legroom and headroom for passengers. With an array of high-end features that cater to every need, the S90 is a sedan that offers heavenly pleasure to all its occupants.

Key Specifications

Key Features

• Bowers & Wilkins audio system
• Blind spot information system
• 360° surround camera
• Driver assistance technology

What’s Good

• Luxurious interiors
• Superior ride quality
• Advanced safety features

What's Not Good

• Lacklustre leather upholstery

10. Mercedes-Benz GLC 2023

The all-new GLC 2023 screams class through its futuristic features. Fitted with the MBUX—Mercedes Benz User Experience, this car has an array of premium features like new digital displays, including a 10.25 inch HD Touch Display, natural speech recognition, and a 3-spoke multifunction sports steering wheel.

Like any other top-end Benz vehicle, the GLC too features safety fixtures like the Mercedes-Benz emergency call system, the PRE-SAFE system, Active Parking Assist with PARKTRONIC, and a 360-degree camera for all-round safety. The GLC 2023 brings with it sophistication and sustainability and is compliant with the Bharat Stage VI equivalent emission norms. 

If you’re someone who likes an off-road exterior, the GLC is the perfect fit for you. It sports LED headlamps, aluminium running boards, a drool worthy body, and an impressive minimalist interior. From Thermatic Automatic Climate Control to Cruise Control, this model leaves no scope for complaints.

Whether you’re on a family holiday or a roadtrip with your friends, the GLC is suited for an all-round performance in both tough terrains and unavoidable city traffic.

Key Specifications

 Key Features

• Exclusive PRE-SAFE system for emergency calling assistance
• Active Parking Assist with PARKTRONIC
• Stunning 10.25 inch HD Touch Display with MBUX features

 What’s Good

• Thermatic Automatic Climate Control for all-terrain driving comfort
• Sporty and rugged exterior
• Incredible noise cancellation

 What’s Not Good

• Only one powertrain option available

The Bottom Line

Owning a high-end luxury car comes with its obvious perks but also the drawback of having to shell tons of money on purchasing them and then maintaining their parts. However, some brands have managed to produce luxury cars at affordable costs. 

So, if you’re looking for a car that is luxurious, affordable, and economical in the long run, have a look at the options in this guide and make an informed decision!

FAQs

Q. What are some of the advanced safety features in luxury cars?

Safety features like airbags, stability control, and anti-lock brakes, surround camera, and ADAS are a standard feature in luxury cars.

Q. What are some of the most reliable luxury car brands in terms of low maintenance?

The Volvo XC90, BMW 7 Series and the Audi A4 are some of the most reliable luxury car brands in terms of low maintenance.
 

Q. What are some of the affordable luxury cars for long-term ownership and low maintenance costs?

The Volvo XC90, Audi A4, and the BMW 3 Series are some of the most affordable luxury cars for long-term ownership and low maintenance costs.